Atom Bank Careers – Underwriter

Job Description:

The Underwriting team assesses residential mortgage and business banking secured loan applications, ensuring we are approving lending that sits within our policy guidelines and risk appetite, all the while offering open communication with our customers to provide the smoothest customer journey possible.Underwriters work as part of the Underwriting team and will ultimately be expected to support all forms of underwriting across retail and business banking (including but not limited to residential mortgages, portfolio buy to lets, commercial property investment and trading business lending)

Job Responsibilities:

• The role holder will be responsible for reviewing and underwriting new lending applications, further advances and loan modifications in line with Atom lending criteria, procedures and controls, delivering balanced lending decisions in line with your mandated authority.
• In line with development as an Underwriter within Atom bank, a lending mandate and reward can progress to cover all types of lending (aligned to business need), and so a desire to keep learning is really important. Our current vacancy requires someone with a strong background in business lending – either as an underwriter or credit manager, or as a relationship manager/director for commercial loans

Job Requirements:

• A strong communicator
• able to interact effectively both face to face, and via a range of digital channels (e.g. phone, email, live chat) with a variety of stakeholder; from brokers, to customers, valuers, conveyancers and all levels of internal stakeholders

Qualification & Experience:

• Strong experience in prime residential mortgage lending, buy to let, commercial property lending, trading business lending

Job Details:

Company: Atom Bank

Vacancy Type:  Full Time

Job Location: Leeds, England, UK

Application Deadline: N/A

Apply Here

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