HSBC Careers In West Bengal – Manager

Job Description:

Wholesale Credit Approval function is one of the activities within Wholesale and Market Risk [WMR]. Group WMR reports directly to the Group CRO and is responsible for the approvals, policies, portfolio management and reporting on the Group’s Wholesale and Market Risk exposures. Group WMR also works with Regional WMR functions across Global Risk to ensure functional consistency and delivery across all group offices.

Job Responsibilities:

• Trigger generation based on risk based criteria, assessment of relationships hit by these triggers,
• Analyze potential problem counterparties, make proper credit judgments, suggest methods to improve lending position and ensure that risks are thoroughly assessed by lending executives. This will involve development of appropriate strategies in collaboration with Team Heads / DHs in BBD / CMB/ GB and clear and transparent communication with COE / RID colleagues.
• Assist in managing and monitoring developments of lower risk problematic accounts
• Provide portfolio MI / industry analysis and lead event-triggered risk management projects as specified by senior management.
• Ensure quality of work, adherence to workflow TATs and submission of MIS
  engagement with RMs to formulate account strategy for risk mitigation, provide MIS reporting to management for decision, and also assign and monitor loan ratios granted to eligible investment products of HASE
• Implement operating procedures in line with the policy and procedures determined by HASE RID and ensure strict adherence to HSBC Group compliance and operational risk controls and regulatory standards, policies and practices; report control weaknesses, compliance breaches and operational loss events.

Job Requirements:

• Experience – 7+ years of relevant experience in handling Corporate / SME Credit involving commercial credit risk, lending or credit analysis, loan review, loan workout, NPA management, etc., in a reputed Bank/ Financial Institution.
• Comprehensive exposure to all fund & non fund based credit products viz., term loans, OD/CC, LC/BG, bill discounting, factoring, forex loans, etc. Thorough understanding of International Trade Financing etc.
• Graduate /Post graduate in commerce/ economics/ management/ engineering. Preference will be given to the candidates holding MBA-Finance or equivalent/ CA/ ICWA/ CS/ CAIIB/ CFA etc
• Thorough understanding of Group Lending Guidelines, as well as various corporate banking and treasury products.
• Sound knowledge of accounting principles and practices.

Job Details:

Company: HSBC

Vacancy Type:  Full Time

Job Location: Kolkata, West Bengal, IN

Application Deadline: N/A

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